PROFESSIONAL CONTACTS IN GUELPH
In order to determine exact costs associated with purchasing a home, contacting professionals will eliminate any uncertainties that you may have.
LAWYERS
There are several legal issues associated with buying a home and many legal setbacks which can put the unsuspecting purchaser at risk. Whether you are buying a new or resale home, you should be aware that all of these legal issues and possible problems will be correctly handled on your behalf. You want to feel secure that when your purchase is finalized and you take possession of you home, you have full legal ownership. A lawyer can help direct you through the complete process of buying a home and ensure that your legal rights are protected.
My personal lawyer in Guelph is Joeseph Fera. His office is much smaller then most and definitly more modest. I have continued to use him and his staff for all my Guelph real estate legal needs for one reason. I trust him.
Recommended Guelph Lawyers
Joseph Fera - Joseph Fera Law Office / 76 Woolwich Street Guelph, ON N1H 3V5 / 519.822.9163
MORTGAGE BROKERS
Using a mortgage broker is a helpful way of getting a mortgage package to match your needs without having to spend hours of your time to searching and browsing. When you use a mortgage broker, you will be cutting out all of the time and work involved in finding a mortgage to suit your circumstances. A good mortgage broker will be able to source a wide variety of mortgage deals on your behalf. They will then propose the ones that present the best value in terms of interest rates and monthly repayments.
Recommended Guelph Mortgage Brokers
Stefanie Knight - OMAC Mortgages / 435 Stone Road West Guelph, ON N1G 2X6 / 519.821.3300 / omacguelph@bellnet.ca
Doug Adlam - Champion Mortgage Inc. / 1027 Gordon Street Unit 10 Guelph, ON N1G 4X1 / 519.341.1299 / doug@champion.ca
REAL ESTATE AGENTS
Since the process of buying a house can be complicated, most people find it easiest to get through with an agent by their side. It can be helpful to have someone familiar with the process to deal with complex issues. Experienced real estate agents will have contacts with good inspectors, mortgage loan brokers and others who can make your buying process easier.
Recommended Real Estate Agent
Stephen Foti - Coldwell Banker Neumann Real Estate Brokerage / 824 Gordon Street Suite 201 Guelph, ON N1G 1Y7 / 519.821.3600 / stephen-foti@coldwellbanker.ca /www.myhomeinguelph.ca
INSURANCE BROKERS
Insurance brokers are advisors and thus their opinions as to which policies and products are best are unbiased. They are simply a professional opinion of what the broker feels are the best options for you.
Recommended Insurance Brokers
Matthew Duff - Steele & Ferraro Insurance Brokers Ltd / 23 Victoria Road North Guelph, ON N1E 5G6 / 519.823.1310 /mduff@steeleandferraro.com
HOME INSPECTORS
Hiring a certified home inspector at the beginning of the pursuit of purchasing a home can save you thousands of dollars. A Home Inspector can remove any doubt and help you comprehend exactly what you are purchasing. A Home Inspector will closely evaluate the home you are about to purchase and will provide you with a detailed report so that you can take the gamble and risk out of buying a home.
In Guelph we are fortunate to have many qualified and professional Home Inspectors.
Recommended Guelph Home Inspector
Karl VanHeyst - Closer Look Home Inspections / 519.830.9049
Now that you have been approved for a mortgage, spoken with professionals, and are familiar with all of the costs associated in buying a home, you are confident and prepared for Step 5: Finding Your Dream Home